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Online Course in National Credit Regulator (NCR) Debt Counselling
Online Course in National Credit Regulator (NCR) Debt Counselling
Date:
01 Feb 2021
Price:
R 8000.00
Online Course in National Credit Regulator (NCR) Debt Counselling
Date:
01 Feb 2021
Price:
R 8000.00
Brief Description
The Online Course in National Credit Regulator (NCR) Debt Counselling provides you with an opportunity for assessing your competency in and registering with the National Credit Regulator (NCR) as a certified debt counsellor. During the course, you will be able to demonstrate your knowledge in identifying when and how a consumer can apply for debt review or when it is necessary to assist over-indebted consumers. The course specifically looks at aspects of debt legislation, over-indebtedness, reckless lending, consumer credit information, codes of conduct, the debt counselling process, court applications and the way forward.
Learning Outcomes
  • Upon successful completion of the course, you will:
    1. have insight in the credit landscape in South Africa;
    2. grasp the credit-granting cycle and the impact of the National Credit Act on the provision of credit;
    3. have a comprehensive understanding of the cost of credit and the application of in duplum versus statutory s.103(5);
    4. be able to differentiate between debt enforcement and the debt relief options available to consumers in South Africa;
    5. be able to identify the various pieces of legislation that have an impact on debt counselling;
    6. be able to apply the debt counselling process;
    7. be able to calculate over-indebtedness;
    8. be able to describe and apply the court application process to debt review matters;
    9. have insight into the role of a debt counsellor, as well as registration and compliance requirements for the profession and 
    10. be able to use technical systems in the application of the debt counselling process.
    After successful completion of the course and upon obtaining a pass mark in the exam, you will be able to register with the NCR as a debt counsellor.

     
Course Content
MODULE 1: INTRODUCTION TO THE SA CREDIT LANDSCAPE.
MODULE 2: THE CREDIT-GRANTING CYCLE 
MODULE 3: UNDERSTANDING THE COST OF CREDIT 
MODULE 4: DEBT ENFORCEMENT VS DEBT RELIEF 
MODULE 5: THE LEGISLATIVE & REGULATORY FRAMEWORK FOR DEBT COUNSELLING 
MODULE 6: APPLYING THE DEBT COUNSELLING PROCESS 
MODULE 7: THE PIVOT OF THE DEBT COUNSELLING PROCESS: CALCULATING OVER-INDEBTEDNESS.
MODULE 8: COURT APPLICATION PROCESS 
MODULE 9: THE DEBT COUNSELLING PROFESSION

Delegates who pass the exam will receive a certificate of successful completion from the University of Pretoria and the NCR.
Entry Requirements
  • Prospective delegates must be older than 18 and should at least have a National Senior Certificate (Grade 12) or equivalent NQF Level 4 qualification.
  • A minimum requirement of two years working experience in any of the following fields are also recommended: Legal or para-legal services Educating or training of individuals Counselling of individuals General business environment.
  • Delegates should also display the ability to provide counselling or transfer skills, and demonstrate an ability to manage his or her own finances.
Course Number:
P002167
Catalogue and Category:
Law and Human Rights
Who Should attend:
This course is ideal for you if you are a prospective debt counsellor looking to register with the NCR. To qualify for registration as a debt counsellor, you are required to attend a training programme approved by the NCR.
 
Please take note that you may NOT register as a debt counsellor if you are/have been:
  • Listed on the register of excluded persons in terms of Section 14 of the National Gambling Act of 2004.
  • Removed from an office of trust on account of misconduct.
  • A director or member of a governing body or entity that has been involuntarily deregistered or brought the consumer credit industry into disrepute.
  • Convicted during the previous ten years of theft, fraud, forgery, perjury or any offence under the Prevention and Combating of Corrupt Activities Act of 2004 or comparable legislation.
  • Convicted of a crime involving violence or an offence where the sentence was imprisonment without the option of a fine. Subject to an administration order in terms of Section 74 of the Magistrates Court Act.
  • Engaged in, employed by or acting as an agent for a person who is engaged in debt collection, operation of a credit bureau or credit provision.
Delivery Mode:
Online
Contact Days:
Total Notional Hours: