Online Course in National Credit Regulator (NCR) Debt Counselling
Online Course in National Credit Regulator (NCR) Debt Counselling
05 Oct 2020
R 8000.00
Brief Description
The Online Course in National Credit Regulator (NCR) Debt Counselling provides you with an opportunity for assessing your competency in and registering with the National Credit Regulator (NCR) as a certified debt counsellor. During the course, you will be able to demonstrate your knowledge in identifying when and how a consumer can apply for debt review or when it is necessary to assist over-indebted consumers. The course specifically looks at aspects of debt legislation, over-indebtedness, reckless lending, consumer credit information, codes of conduct, the debt counselling process, court applications and the way forward.
Learning Outcomes
Demonstrate a basic knowledge of the National Credit Act identify when and how a consumer can apply for debt review and whether a consumer is over-indebted read and interpret credit bureau reports demonstrate an understanding of reckless credit, and restructure debt, draft a consent order, monitor consumer payments, issue a Clearance Certificate and offer support services.After successful completion, you will be competent in debt counselling and eligible to complete the examination and qualify to register with the NCR as a debt counsellor.
Course Content
Module 1: Legislation Module
Module 2: Over-indebtedness and reckless credit
Module 3: Debt counselling
Module 4: Institutional arrangements under the act
Module 5: Registration requirements and codes of conduct
Module 6: The debt counselling process
Module 7: Court application
Module 8: The way forward
Assessment Delegates who pass the exam will receive a certificate of successful completion from the University of Pretoria and the NCR.
Entry Requirements
Prospective delegates must be older than 18 and should at least have a National Senior Certificate (Grade 12) or equivalent NQF Level 4 qualification. A minimum requirement of two years working experience in any of the following fields are also recommended: Legal or para-legal services Educating or training of individuals Counselling of individuals General business environment. Delegates should also display the ability to provide counselling or transfer skills, and demonstrate an ability to manage his or her own finances.
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Catalogue and Category:
Law and Human Rights
Who Should attend:
This course is ideal for you if you are a prospective debt counsellor looking to register with the NCR. To qualify for registration as a debt counsellor, you are required to attend a training programme approved by the NCR. Please take note that you may NOT register as a debt counsellor if you are/have been: Listed on the register of excluded persons in terms of Section 14 of the National Gambling Act of 2004. Removed from an office of trust on account of misconduct. A director or member of a governing body or entity that has been involuntarily deregistered or brought the consumer credit industry into disrepute. Convicted during the previous ten years of theft, fraud, forgery, perjury or any offence under the Prevention and Combating of Corrupt Activities Act of 2004 or comparable legislation. Convicted of a crime involving violence or an offence where the sentence was imprisonment without the option of a fine. Subject to an administration order in terms of Section 74 of the Magistrates Court Act. Engaged in, employed by or acting as an agent for a person who is engaged in debt collection, operation of a credit bureau or credit provision.
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